Get the tools you need to earn more

For riders, drivers, and entrepreneurs, finance e-motorbikes and business tools with daily payments that fit your income. Apply in 5 minutes.

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Young man smiling on a e-motorbike, parked next to highway, big city centre in the background

Our top finance offers

  • Man in his thirties, wearing a blue shirt and riding a red e-motorbike on the highway, big city centre in the background

    E-mobility

    E-motorbikes for boda-boda, delivery, and personal use. From 500 KES/day.

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  • Two men riding a green e-motorbike on a highway, both looking happy, big city centre in the background

    Fleet programs

    E-motorbikes and guaranteed rides through our delivery partners. Focus on earning.

    Join Fleet
  • Young family of three, standing in the front of a family house, in urban setting

    Home improvement

    Water tanks, solar panels, and home upgrades. From 300 KES/day.

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Also financing: mobile phones, laptops, and agricultural equipmentview all products.

Trusted by thousands

  • 500+

    assets financed

  • 3.5M+

    KES in financing provided

  • 95%

    approval rate

How it works

  • 1

    Choose

    Pick a product or program that fits your needs

  • 2

    Apply online

    Takes just a few minutes

  • 3

    Get approved

    Quick, hassle-free process

  • 4

    Start riding or building

    Get your asset and put it to work

Quality e-motorbikes from trusted brands

We work with Kenya's top manufacturers to bring you reliable e-motorbikes with warranties and after-sales support.

  • Young family of three, standing in the front of a family house, in urban setting
  • Young family of three, standing in the front of a family house, in urban setting
  • Young family of three, standing in the front of a family house, in urban setting

FAQ

What do I need to qualify?

Valid ID, proof of income, and 2 guarantors. Most applications approved within 3-5 days.

How much is the deposit?

Between 10-20% depending on what you're financing. Use our calculator to see exactly what you'd pay.

What if I miss a payment?

We understand—things happen. Late fees apply, but contact us right away and we'll work with you.

Is insurance included?

Yes, for e-motorbikes. Other products have optional insurance you can add.

What's the difference between Fleet programs and buying an e-motorbike?

Fleet programs include financing + guaranteed rides through Bolt Fleet. Regular purchases are e-motorbikes only—you find your own work.

Ready to get started?

Join 500+ riders earning with Jiwambe.

Apply now
Young man smiling on a e-motorbike, parked next to highway, big city centre in the background

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